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Is it time to review your insurance coverages?

Insurance is not once-and-done. As you and your lifestyle change, your insurance needs  grow and change with you. At Epic Insurance, located in Lees Summit, MO, we want to get to know our clients so that we can better access their insurance needs. No one wants to pay for insurance they don’t need or do not have the insurance they need. As an independent agent we are able to shop multiple companies in order to find the best value for your needs.

When it is time for your policy renewal, your carrier will send you a new copy of your policy. Don’t just toss it in the garbage or into a drawer, You actually need to look at it. The front page is called the declaration page. This is a synopsis of your coverage. You can look at it rather quickly and see exactly how much you are paying and what you are paying for.  For example, with your homeowners policy check to see if have enough property coverage? Is the content coverage the kind you want? Do you have any endorsement? What is your deductible? What credit are you getting?  Once you have looked these all over, you can talk to us about any questions you might have. 

Have you have made any major changes to your home.  Have you added a dog, trampoline, or pool to your home? You may need more liability coverage. Have you replaced your roof? Added a home security system or wired smoke detectors? You may be eligible for a discount. It is up to you to let Epic Insurance know when there are changes in your home and in your life.  

Do you have a new driver in your home? This will impact your automobile insurance.

Is there a new baby in the household? May be time to look into Life Insurance in case the unthinkable happens and you are not there to provide for your little one.

Contact Epic Insurance.  We are here to help.   816.795.6600