Fall Safety Checklist for Your Home

Fall is here ad it is the perfect time of year to get your home ready for the cooler months ahead.  This can be one of the busiest times of year for homeowners who want to take advantage of moderate weather to take care of any damage or issues with their homes before that first frost comes in. 

Let’s talk about exterior maintenance. 

Check the foundation of your home for any visible cracks and make sure to caulk all of the areas where siding meets masonry.  You should also do this where ever wires or pipes enter the building as well as around the door frames and windows in order to keep heat from leaking out.  This is one of the less expensive maintenance chores that most people can handle themselves.  If there are any sorts of openings in the building, water can actually get inside and even freeze.  This leads to more cracks and can even lead to the buildup of mold.  Carefully checking the outside of your home and completing this inexpensive maintenance can end up saving you thousands of dollars in the end.

Install storm doors and windows and remove the screens.  Before you store those screens, clean and repair them and them spray them down with a protective coating.  Then just place them in a dry part of your garage or basement.

Inspect the walls outside of your home to check for blistering or peeling paint.  If you have this showing on your home or siding, it is a signal that the paint is no longer able to protect the surface that it is on.  If not corrected, it can lead to the deterioration of the building or siding and end up costing you a lot more than repainting it now would.

For more on this and to make sure that your home insurance is up to date, call your Lees Summit, MO branch of Epic Insurance now.


Using Home Insurance to Your Advantage: What to Remember

In Lees Summit, MO there are a variety of ways that you can keep yourself and your family safe, but home insurance may be one of the top ways to protect your legacy — even if it that’s not how you see it now. Epic Insurance wants you to know more about how you can make it work for you. 

Safety First 

Making protection one of your priorities means keeping what you’ve built for both yourself and your family from a variety of harmful events. When you have the right home insurance, you’re safeguarding the future. Getting coverage that will keep the investments that you’ve made today from natural disasters, and man-made ones alike is a smart decision that too often homeowners dismiss as too expensive. Just one major event can bankrupt a family, and force everyone to change their expectations and hopes for the future. 

Finding Your Rock 

There are many choices available today to make when it comes to finding the right partner for home insurance. But there are also many companies out there who won’t be able to take the time to truly answer your questions, and may just leave you feeling more frustrated about the process than ever. To get the most out of your home insurance, you need to find a staff that’s reliable enough to both set you up with a policy that will include everything you need, and will also be there for you when you need them the most. 

Epic Insurance 

Our staff is here to ensure that you get the service you need when you need it. Give us a call to learn more about our rates, and how we’ve helped the people of Lees Summit lead better lives. When something goes wrong, whether it’s a tree branch falling on a roof or water damage in the basement, we’re here to help you. Learn more today. 

RVing It In Lees Summit, MO

Did you know that Lees Summit, MO rates as one of the top 100 cities in America?  According to Lees Summit Tourism, it also has a vibrant economy and lots to do.  Once a farming community, it has held it’s historic charm enjoyed by residents and RV adventurers alike.  If you’re planning to take a trip to Lees Summit with your RV this year, here are RV parks in the area to take advantage of.

Longview Lake Campground

Located in Lee’s Summit, this RV campground has it all.  From big rig access to allowing pets,  and a big, beautiful lake this county campground is a family friendly choice.

Fleming Park/Blue Springs Campground

When visiting the Kansas City area, this campground is a good choice and only 20 minutes from Lee’s Summit.  It’s another county campground with RV hook-ups and a lake.  Pets are also welcome. The only downside to this RV park is that most sites require leveling, which can be a pain if you arrive by night.

Peculiar Park Place

The last one on our list, Peculiar Park Place is also located in the Kansas City area and open year round.  If you’re in the mood for some heartland America to refresh and revitalize your soul, then this is the campground for you.  It’s only 25 minutes from Lee’s Summit in the town of Peculiar.

Before heading out on your RV trip to Lee’s Summit, MO, be sure your RV insurance is up to date and covers any possible unexpected disaster. This way you can relax and enjoy this beautiful part of America knowing that your RV is covered from top to bottom.  At Epic Insurance, we have a passion for providing RV insurance and will help you get the best rates.  




Things To Take Care of Before Getting Out on the Boat This Summer

As the days get hotter and the sun stays out longer, if you have a boat then you know it is time to start getting it ready for summer use. Making sure you have everything in order will help you to enjoy more of your boat this summer and worry less about the little things. Use our tips to get everything done before it is time to take the boat out.

  • De-winterize your boat. You were smart in winterizing your boat before the cold weather hit but now you need to prep it for the warm weather and that includes de-winterizing your boat. 
  • Get a tune up. A tune up can do wonders for your boat, especially if you haven’t had it looked at in some time. The best way to keep your boat running well is to get a tune up every year before the summer season. 
  • Check your battery. Not only is this something you should do before the summer but if you leave your boat sitting unused for a few weeks, you should check the strength of the battery before you take it out on the water. If it is low or shows no power, then you may want to replace it.
  • Check your fluids and replace filters. Make sure your fuel filters are changed regularly do your engine runs well. You should also check all of your fluids to ensure you have everything set up for the summer. You can check both of these things throughout the summer as well.  

If you do not have boat insurance or would like to look into your current boat policy to make sure you are completely covered, be sure to contact us at Epic Insurance.

How to Avoid Road Rage Incidents

Missouri motorists may experience road rage when people drive aggressively or make mistakes. This behavior sometimes results in traffic accidents, fights and even gun violence. It’s crucial to learn how to avoid excessive anger and react to unruly drivers in a safe way. The right approach could save your life.


When road rage begins, people often make angry comments about fellow motorists or think about hurting them. They might try to punish other drivers by passing them before slowing down. Other symptoms include frequent horn use, headlight flashing and tailgating. It’s important to avoid such actions and use caution around motorists who exhibit this behavior.


Regardless of who committed the first traffic violation, road rage is usually brought about by certain types of conduct. Common triggers include yelling, obscene gestures and incessant lane changes. It could also occur when someone insists on driving too fast or slow. Such behavior may cause angry outbursts in people who are already under stress.


To avoid road rage, concentrate on safety rather than being right or "winning." Remember that you can’t read other drivers’ minds. There are several possible reasons for seemingly aggressive driving, such as inexperience, a demanding boss or a medical emergency.

Be Careful

Always do your best to follow all traffic rules. Don’t drink alcohol, send text messages or turn without signaling. Leave plenty of room between your vehicle and other cars. If possible, depart early so you won’t need to hurry. This will help you avoid provoking other motorists or becoming angry too easily.

When you can’t stop road rage from causing an accident, it’s vital to have adequate insurance. The experienced agents at Epic Insurance will help you find the right coverage or review your existing policy to ensure it offers suitable protection.

Use Commonsense When You Are Considering Commercial Insurance

Who wants to make purchasing commercial insurance an epic event?
Believe it or not, we do. At Epic Insurance we are committed to taking the drama out of protecting your business. You are in business to make money and depending on the type of business you own you want to provide high quality goods and/or services to your client base. You are definitely not in business to lose much needed rest worrying about who may trip and fall outside on the sidewalk out front of the business or who may be injured as a result of an accident one of your company vehicles may be involved in.

What Do I Have to Consider When Commercial Insurance Becomes Necessary For My Business

Owning a small, medium or large business has inherent liability risk that is contingent upon the type of business you own. There are many factors that must be considered when you come to the table to purchase your commercial insurance policy.

Points of consideration include:

  • the amount of people that are employed at your business as well as the risk that they face when they are on the job and conducting your business
  • are vehicles being used to conduct your business?
  • who is using the vehicle?
  • where are they going in the vehicle?

These are the commonsense questions that must be answered to determine the amount of insurance that would best fit the needs of your commercial enterprise.

We make purchasing insurance for your car, home, life and business an epic occasion. Epic Insurance takes the drama out of understanding the terms of your policy. We offer a considerate and professional staff of service professionals to make certain you understand your protection and the inherent liability of your business.  


Safety Tips for ATV Riding

Riding an ATV can be an extremely fun experience, especially the more familiar you are with driving it. You will find that ATVs are able to explore much of nature that you can’t explore when riding in a car or truck. And while having fun on an ATV is most definitely one of the best ways to enjoy pleasure and bond with those you ride with, it must be remembered that there are many safety tips to follow to make sure you don’t have an accident. Here’s a quick look at two tips you can follow to optimize safety for first-time riders and steer clear of ATV accidents. 

Go Slow at First

As with anything in life, the more you do it, the better you become. With ATV riding, this is essential to the safety-side of riding. You need to start out slow at first — in relation to both your speed and and willingness to travel on terrain that you are unfamiliar with. It’s with a simple ATV machine that you will enjoy learning to ride, and as you become more advanced, so can your ATVs. 

Don’t Forget to File the Paperwork

Don’t forget to file your paperwork for your ATV. Just the same as with a car or truck, ATVs should be registered and information needs to be in a database. If an accident were to take place, the paperwork can be used to file claims with your insurance company. Without registration, you may find that you are unable to ride on public trails. In fact, even with registration you may have to pay a fee to acquire access to these fun ATV routes. The U.S. Forest Service, an agency working for the federal government, has seasonal passes available that help off-roaders save money.

Would you like to learn more about staying safe when riding your ATV? If so, contact Epic Insurance today. 

Ways to Give Back This Winter

The winter season is the busiest time of year with shopping, cooking with loved ones, and building valuable memories. With the craziness of the holidays, never forget how important it is to find ways to give back to the community in Lees Summit, MO. Giving to those in need can also bring great joy to you and your family all year round. Here are some ways to give back and contribute to your community now.

1. Donate old clothing to your local shelter.

Collect all your old clothes and particularly coats that are clean and in good condition, to those who cannot afford apparel this season. With the cold vast approaching, even a few items will make a major difference.

2. Deliver a meal with the disabled or medically ill.

Everyone loves a satisfying meal, but there are many disabled or otherwise medically ill who cannot leave their homes. Help deliver hot food to someone who cannot travel or commute to family and friends this joyous season.

3. Collect canned foods and donate to your community food bank.

A great way to give back is to donate canned goods. Look for non-perishable items and perk up your giving spirit for someone who really needs it this winter.

4. Help serve meals to the homeless at your local shelters.

Homelessness exists year-round but is especially rough during the winter season. Help fight the gloom by volunteering to serve satisfying meals at your local shelter.

There is no need to sacrifice too much time or money to give back. Simply look to your charitable spirit and appreciate every blessing. Life can change in the matter of seconds so help those in need and make sure to have protection from a reliable insurance agent like Epic Insurance.


Protect Your Valuables With These Packing Tips

There’s nothing worse than opening up a box you just moved into a new home, only to find it full of porcelain dust and smashed debris. Not only did valuables perish in the move but you put in the extra time and backbreaking effort to move the material. At Epic Insurance, we want to keep all of your valuables safe. So, whether moving from Lees Summit, MO, moving away from it or anywhere else in the world, there are some options available for protecting your valuables. Here are some tips. 

High Value Inventory Form

If you decide to hire a moving company, fill out a high value inventory form before starting. Anything valued at over $100, you should include on the form. This way, the moving company understands valuables are present in particular boxes. It also gives you a bit more leeway when working with the company after the move. Should something break despite all your forewarning, this documentation helps you reclaim the worth of your valuables. 

Wrap Every Piece

Yes, wrapping every single piece of China is time consuming, but it is better than opening the box up to broken pieces of China. Wrap everything in bubble wrap, or if you are on a budget, with clothing. Mixing valuable, breakable material with clothing (without metal buttons or zippers) can help pack two different items at the same time. 

Label Your Valuables

You’re moving dozens of boxes (if not more) over the course of your move. It is easy to forget which box is which. To avoid this, simply mark all of your boxes and make sure to clearly label your valuable boxes. If you don’t want to write "Valuable" or "Fragile" on the box, just use a bright yellow sticker so you automatically know what is in it. 

Am I Covered Against a Hit-and-Run Driver? 3 Facts

Were you recently involved in an accident where the other driver left the scene? Or did you come out of your home or office to find that an unknown driver has damaged your parked vehicle? Either way, having the right level of insurance coverage is crucial to being able to repair your car during a hit-and-run situation. Here are three facts you need to know.

Your Policy Does Cover You Against Hit-and-Run Drivers

It is important to first note that your Missouri auto insurance policy does protect you against hit-and-run drivers—but you have to have the right type of coverage listed as part of your contract. Collision works to pay for your vehicle’s repairs, regardless of who is at-fault. However, this coverage is optional, meaning you have to add it at the time you purchase the policy for it to cover a hit-and-run accident.

Another important fact to consider is that those who utilize their collision coverage to pay for damage due to a hit-and-run incident will still be responsible for their deductible. This amount is paid directly to the body shop when repairs are complete.

You Could Possibly Get Your Deductible Back

If the other driver is ever found, most carriers will either bill the person directly or their insurance company for damages through a process called subrogation. As a courtesy, many insurance companies will try to recoup your deductible back for you during that time, but it is never a guarantee. So, there is a chance for you to get your money back—even though the chances are slim.

Having the Right Optional Coverages is Crucial

It is also vital to have the right optional coverages on your policy to make dealing with a hit-and-run incident easier. Rental reimbursement comes in handy by providing temporary transportation while your vehicle is under repair, while medical payments coverage could help take care of any healthcare costs associated with an injury.

Find out more about how auto insurance protects you from hit-and-run drivers. Please contact us today at Epic Insurance for a no-obligation policy review.