Sharing an apartment with a roommate is an excellent way to save money. Along with splitting your monthly rent, you can also go in together on big purchases, like getting a television, couch and coffee table. There is one thing, however, that you shouldn’t purchase with your roommate: renters insurance.
You Need Your Own Renters Insurance
In most situations, roommates can’t purchase renters insurance together. Even if you are able to buy coverage with your roommate, you should avoid it.
You and your roommate have different insurance needs. You should shop around for a policy that meets your needs, not those of your roommate. Going in together on renters insurance, if you’re even able to, would only save you a few dollars a month, and you might not get the best coverage for yourself.
We Can Help You Find Renters Insurance
Shopping around for a renters insurance policy that matches up with your individual needs isn’t difficult if you have the help of an independent insurance agent. If you rent an apartment in Lees Summit, MO, an independent agent who is licensed in Missouri can help you assess your insurance needs and find a policy that provides the coverage you should have.
If you don’t have an independent insurance agent who can help you find a renters insurance policy, contact us at Epic Insurance, LLC. We have many independent insurance agents who are ready to help you. Our agents will carefully review what levels of coverage you’re looking for, and then they’ll find you the best rates for those coverages. Because our agents work for you, you’ll know you’re getting a policy that perfectly matches your needs.
To reach our agents, contact us through our website. We’re easy to reach, and our agents are ready to help you.